We are in tough times! If we could have predicted 2020. Well, I am sure we all would have been a bit more prepared in some way. Even if just financially. I know personally for me, 2020 has been a catalyst for me to get my life together. The repercussions…
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Image by Shameer PK, on Pixabay I am in my early fifties now and have plenty of financial regrets. I have worked long and hard all my life from when I was 15 years old. Financial freedom evades me, as I mostly only have debt to show for my hard work. This is not just…
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Photo by Madison Inouye from Pexels On my spiritual journey, I gained an interest in crystals last year. Crystals are stunning, magical and comforting. I admit I did initially purchase many crystals in haste to build up my crystal collection as quickly as I could. This was a mistake! Having now slowed down, I now make considered choices…
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Image by Tumisu from Pixabay These are things I have learned personally from the Covid-19 pandemic. Many of these things I hope to keep up even when the pandemic is long gone. The least I need to rely on the current supply chains and government assistance the better. 1. How Quickly the World can Change…
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Image by Micheile Henderson, Unsplash.com In my quest for financial freedom, I struggled doing a ‘no buy’, so this is more of a ‘low buy’ than a ‘no buy’ update. I will include what I have purchased and the reasons why (otherwise known as excuses). Although I have restrained from buying things I simply don’t…
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This is an update on my financial freedom goals. Emergency Fund Well I must say I have really surprised myself, as someone who previously would have spent every last penny I had (and more), I did save a massive (to me anyway) £1649.98 in my Emergency Fund. This was an increase of £1220.70 since February…
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Photo by Kat Yukawa on Unsplash My no / low buy progress is well …… progressing! Money doesn’t make you happy, but a severe lack of it because of debt or a high mortgage can negatively impact on how you live your life, now and in the future. The number 1 thing we…
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Photo by Chiara Daneluzzi on Unsplash Whilst I toyed with the idea of a no buy year, I feel a low buy year is more realistic for me. This post shows how I intend to do this and how I got to this point with my finances. Finally, after years of overspending on…
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17 simple changes you can make to save money, it all adds up over the year.
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